Florida’s no-fault auto insurance laws make it easier to get the money you need to pay for your medical care and lost wages after a fender bender, but may not provide enough to pay for the treatment of more significant injuries and other accident-related expenses.
If a careless, reckless, or otherwise negligent driver caused your Orlando accident, Chalik & Chalik Injury Lawyers will review the facts of your case for free. A car accident lawyer in Orlando, FL, from our firm provides one-on-one legal counseling and offers advice specific to your unique case. We help accident victims recover compensation for their damages.
Call us today at 407-420-9838 to schedule your case evaluation in Orlando.
Recovering Damages After an Orlando Car Accident
The damages that may be available after an Orlando car accident depend on the facts of your case and the severity of your injuries. In general, you can only file a claim based on your own Personal Injury Protection (PIP) policy unless you meet the state’s permanent injury threshold.
Benefits Available Through Your Personal Injury Protection (PIP) Policy
Under Florida’s no-fault laws, many drivers can only file a claim based on their own no-fault PIP policy following a car accident. To meet the state’s minimum requirements, you must carry at least a $10,000 payout after any car accident regardless of fault. This policy will cover:
- Medical care, up to the policy limits
- A limited amount of lost wages
Filing this type of claim is often relatively easy and a good way to get access to money to pay for an emergency visit and treatment for relatively minor injuries. However, it will not cover more significant injuries or fully compensate you for the time you miss at work.
Filing a Liability Insurance Claim or Personal Injury Lawsuit
A car accident lawyer in Orlando, FL, may be able to help you recover some of the damages for your car accident if your injuries were due to a negligent driver.
Each car accident case is unique, so it is impossible to predict how much your case might be worth if we can win a settlement. Some of the types of damages recoverable in a winning case may include:
- Ambulance transportation
- Emergency department treatment
- Inpatient care
- Prescribed therapies
- Prescription drugs, including pain management
- Adaptive, mobility, and accessibility equipment
- Ongoing care
- Lost wages
- Diminished earning capacity
- Loss of services
- Vehicle repair or replacement costs
- Rental car costs
- Other accident-related expenses
- Pain and suffering
- Other emotional damages
We can also help you take action against the at-fault driver if you lost an immediate family member to car accident injuries. We offer one-on-one legal counseling and can offer you advice specific to your case. Reach out to us today to discuss your wrongful death action with one of our firm partners.
Orlando Car Accidents Lawyer Near Me (855) 529-0269
Understanding the Florida Permanent Injury Threshold
Florida Statute §627.737(2)(b) defines the state’s permanent injury threshold, offering an exception to the no-fault car insurance laws. When we sit down to discuss the facts of your case with you, we will also talk about the nature and severity of your injuries. This will give us a good idea of:
- If we need to take a closer look at your medical records
- If we may be able to pursue a fault-based claim against the negligent driver who caused your accident
To file an insurance claim based on the negligent driver’s auto liability policy or to file a personal injury lawsuit against the at-fault driver, we must have proof from your medical records and/or expert testimony that you suffered:
- A significant impairment affecting a major body part or system
- Permanent injuries leading to permanent impairments
- Significant scarring and/or disfigurement
It is important to note that death also meets this criteria. This means we can pursue a lawsuit against a driver who caused a fatal Orlando car accident and took the life of your immediate family member.
Taking Action Against the At-Fault Driver
We may investigate your car accident and possibly work with accident reconstruction specialists and other experts to collect evidence and build a strong case against the negligent driver. This lays the foundation that may allow us to hold the at-fault driver liable for the expenses and losses you suffered.
Filing an Insurance Claim
We may be able to settle an Orlando car accident case without ever filing a personal injury lawsuit or going to court. This is possible by filing a claim and negotiating a settlement with the at-fault driver’s auto insurance company. If they deny our claim or refuse to agree to a fair settlement agreement, we may need to litigate your case to try to get the compensation you deserve.
Pursuing a Personal Injury Lawsuit
Florida law gives us four years from the date of your accident to file a lawsuit against the at-fault driver. We will advise you if we believe a personal injury lawsuit is necessary in your case.
One of our car accident lawyers in Orlando, FL, will be by your side throughout this process, providing not only legal counsel but also answering all your questions and addressing your concerns. We may present the case we build in court. We will fight for the compensation you deserve based on the facts of your case.
Talk to a Car Accident Lawyer in Orlando, FL
Chalik & Chalik Injury Lawyers offer complimentary case evaluations to Orlando car accident victims. If you suffered serious injuries in a Florida crash, we are ready to go to work for you.
Call us today at 407-420-9838 for your free initial consultation.