There are several ways pedestrians can seek compensation for their injuries if hit by a car in Florida. If you were the victim of this type of accident, you might be able to file a claim with your own no-fault insurance, with the at-fault driver’s no-fault insurance, or with the motorist’s auto liability policy.
If you suffered injuries after being hit by a car in Florida, the pedestrian accident attorneys from Chalik & Chalik Injury Lawyers can help you sort out your options and navigate the process to pursue the damages you deserve. We offer free case reviews. Call 855-529-0269 today.
You Can Pursue a Payout Based on Your Personal Injury Protection Policy
Florida’s no-fault auto insurance laws mean every driver must carry a Personal Injury Protection policy, sometimes called PIP insurance or no-fault coverage. If you drive a car, you must have at least $10,000 in PIP coverage. While this policy pays out regardless of fault after a car accident, it will also cover the injuries and a portion of your lost wages up to the policy limits following a pedestrian accident.
If you do not drive and do not have this type of coverage, you may be able to file a claim based on the policy of a family member who lives in your household.
You Can File a Claim Based on the At-Fault Driver’s PIP Coverage
If you do not own a car or have PIP coverage and none is available from a family member, the driver’s no-fault coverage may pay your medical expenses and limited lost wages. They should have at least $10,000 in coverage available which should cover the cost of relatively minor injuries like a broken arm or minor concussion. More serious injuries, however, will quickly eclipse the limits of most PIP policies.
Serious Injuries May Require Legal Action to Recover Compensation
Because the coverage limits of PIP coverage are relatively low and the injuries sustained in pedestrian accidents are often very serious and even life-threatening, there is not always enough money to cover all your medical bills and lost wages. In addition, PIP insurance does not offer coverage for pain and suffering and other noneconomic losses.
If you believe this may happen to you or a loved one, we recommend reaching out to our car accident attorneys as soon as possible. You can try to file a fault-based claim on your own, but it is important you accurately calculate your expenses and losses and are ready to aggressively negotiate for a fair settlement.
When you call on our team, we can go to work immediately to:
- Investigate your accident and document your injuries, expenses, and losses
- Work with experts, such as medical experts and accident reconstruction specialists
- Prove the driver acted negligently and caused your accident
- Document your expenses and losses
- Send a demand letter and begin negotiations with the driver’s insurance company
- File a lawsuit and take the at-fault driver to court if necessary
Damages Available If We Pursue a Fault-Based Claim or Lawsuit
Unlike no-fault coverage, a settlement based on the driver’s auto liability insurance policy or an award won in civil court offers a wide range of damages to compensate you for all your accident-related expenses and losses. This may include:
- Medical care costs
- Ongoing and future care
- Lost wages
- Diminished earning capacity
- Out-of-pocket expenses related to the accident
- Pain and suffering damages
- Mental anguish
- Wrongful death damages, when applicable
Let Chalik & Chalik Injury Lawyers Pursue Compensation on Your Behalf
At Chalik & Chalik Injury Lawyers, our attorneys know how to navigate the Florida auto accident claims system and pursue the compensation you deserve. We understand how insurance works following a pedestrian versus car accident and will fight for your best interests as we explain your legal options.
You will never work with a firm associate at Chalik & Chalik Injury Lawyers. Instead, our founding partners, attorneys Jason Chalik and Debi Chalik handle every case we take on. You can expect aggressive representation as well as understanding and support from our team. Let us review your case today at no cost to you.
Talk to a Florida Pedestrian Accident Injury Lawyer About Your Case
If you or a loved one suffered injuries in a Florida pedestrian accident, the team from Chalik & Chalik Injury Lawyers can help you seek compensation for your medical care, lost wages, and more. We will evaluate your case for free and take it on contingent on getting a recovery for you. You owe us no attorney’s fees unless we win a payout for you.