All drivers in Florida are legally required to carry auto insurance. Unfortunately, sometimes drivers disregard this rule, which can cause serious problems if they are involved in a motor vehicle collision in Fort Lauderdale.
You can get help securing compensation after a collision with an uninsured motorist by contacting the Law Offices of Chalik & Chalik. Call 855-529-0269 to speak with our uninsured motorist accident lawyers in Fort Lauderdale. Let us begin working on your claim now.
Losses Associated with Uninsured Motorist Accidents
Any motor vehicle collision in Fort Lauderdale can leave you facing quickly rising debt. You may find yourself overwhelmed by medical treatments, including:
- Emergency medical care
- Medical procedures and surgeries
- Prescription medication costs
- Physical therapy and rehabilitation
You might also face high repair bills for your motor vehicle. Additionally, you could lose wages at work or even have your future earning potential limited by the accident. It’s important that you get legal help quickly if you are facing these losses, especially if the driver that hit you did not have insurance.
Fort Lauderdale Uninsured Motorist Accidents Lawyer Near Me (855) 529-0269
Cover an Uninsured Motorist Accident with Personal Injury Protection (PIP)
Here at the Law Offices of Chalik & Chalik, we understand that it can be stressful if you discover you were hit by an uninsured driver. However, you may be able to get immediate compensation in this situation because Florida is a no-fault car accident state.
This means that – in the event of an accident – you are expected to first get compensation from your own insurance policy. Drivers have to carry a:
- Personal injury protection (PIP) policy
- Property damage liability (PDL) policy
These policies can cover some of your medical costs, lost wages at work, and expenses for property repairs. However, each policy only covers up to $10,000 in losses, which means they may not be sufficient to compensate you after a wreck.
Additional Compensation with Your Insurance in Fort Lauderdale
You may be able to seek additional compensation with your insurance policy if you have uninsured/underinsured coverage. However, you are not required to carry this coverage, so you may not have access to this form of compensation.
Let your car accident lawyer in Fort Lauderdale review your insurance policy to find out if you have uninsured/underinsured coverage. Sometimes this coverage is connected to bodily injury coverage, so it may be available even if you were unaware you were carrying it.
Get Compensation with a Personal Injury Lawsuit
Generally, if you are severely injured after a car accident in Fort Lauderdale, your lawyer could negotiate with the other driver’s insurance company to work towards a fair settlement. This option is not on the table if the liable driver did not carry insurance.
However, you could still be able to secure compensation from the other driver in some situations. Your uninsured motorist accident lawyer could advise you to file a personal injury lawsuit against the driver. Note that this may depend upon the other driver’s:
- Financial standing
- Available resources
Jason and Debi Chalik can review the facts surrounding your case and the other driver’s resources to determine if pursuing a personal injury lawsuit is the right choice for you.
Building a Personal Injury Lawsuit after an Uninsured Motorist Accident
If your car accident lawyer determines that a personal injury lawsuit would work for you, your case can proceed. In order to get compensation through a lawsuit, your lawyer will need to demonstrate that:
- The other driver caused the accident
- The accident caused your injuries
Here at the Law Offices of Chalik & Chalik, we can work to demonstrate the other driver’s liability by:
- Investigating the scene of your accident
- Questioning witnesses who saw the collision
- Reviewing police reports about the wreck
- Viewing pictures and video recordings of the accident
Demonstrating that the other driver was responsible for the accident can help you get the compensation you deserve. We can also work to show that your injuries were a result of the accident by reviewing your medical records. Let us fight tirelessly to bring you a verdict in your favor, so you can get maximum compensation following an uninsured motorist accident.
Speak with an Uninsured Motorist Accident Lawyer in Fort Lauderdale
You have legal options available if you are hit by an uninsured motorist. Let the professionals at the Law Offices of Chalik & Chalik help you today. Our uninsured motorist accident lawyers in Fort Lauderdale can be reached at 855-529-0269. Let us provide you with a free consultation about your options for securing full damages.