While rideshare apps are designed with safety in mind, their drivers and passengers are not immune to collisions. If you or someone you love experienced serious injuries due to the actions of a negligent party, you deserve justice. A Miami ridesharing accident lawyer from Chalik & Chalik Injury Lawyers can help you fight for fair compensation.
We represent people who:
- Were injured as a passenger in a rideshare vehicle
- Were injured as the driver of a rideshare vehicle
- Were struck by a rideshare vehicle
Our goal is to help you recover compensation after being injured. We offer a free consultation, during which we want to hear about your accident and related damages. To get started, call us today at (305) 944-2035.
Ridesharing Accidents and Liability
Uber and Lyft drivers are both independent contractors. Both companies require drivers to carry a certain amount of liability insurance that provides coverage in the event of an accident. The status of the rideshare driver at the time of your accident will play a key role in how Uber or Lyft’s insurance applies to you.
Uber’s Insurance Coverage
Florida is a no-fault insurance state, per Florida Statute § 627.7404. If you were involved in an accident with an Uber driver who had the app off and was not accepting requests, you would seek coverage under your own insurance policy before considering other methods of compensation.
However, if the driver was available or waiting for a ride request and third-party liability insurance does not apply, coverage is as follows:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
If the driver was in the process of completing a request, then Uber maintains:
- $1,000,000 third-party liability insurance
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive and collision coverage up to the cash value of the vehicle (with a $1,000 deductible)
Navigating how Uber’s insurance policy applies to you can quickly get confusing. For that reason, consider working with a Miami ridesharing accident lawyer.
Lyft’s Insurance Coverage
Again, the rideshare driver’s status at the time of the collision will factor into what coverage you can seek under Lyft’s insurance policy. If the driver did not have the app on, you would first seek coverage under your own insurance policy.
If the driver was accepting requests but was not actively driving a passenger, then:
- There is a $50,000 maximum limit “per person”
- $100,000 limit per accident
- $25,000 limit for property damage
If the driver was in the process of completing a request, then:
- There is $1,000,000 coverage per accident
- Contingent collision coverage might apply, depending on the cash value of the vehicle
At Chalik & Chalik Injury Lawyers, we fight on behalf of claimants who were injured due to negligence. When you call us today, we can help you understand how Uber and Lyft’s insurance policies work. To get started, call (305) 944-2035.
Potential Reasons For Your Miami Ridesharing Accident
Before pursuing compensation, your legal team will need to determine what factors resulted in your accident. We will use the police report, traffic surveillance footage, and other pieces of information to reach this determination.
Some causes for your collision might include:
If you were injured by a drunk driver, you could recover compensation regardless of whether criminal charges were pressed against them.
The Centers for Disease Control and Prevention (CDC) describes distracted driving as anything that takes your mind off driving, your eyes off the road, or your hands off the wheel.
Aggressive driving does not necessarily refer to road rage. The term can be used to describe speeding, weaving in and out of lanes, and “cutting off” other drivers.
Failing to Adhere to Posted Traffic Signals
If the negligent driver in your collision ran a stop sign or exceeded the speed limit, we can hold them responsible for your accident-related damages.
There might be other contributing factors that resulted in your accident. This is not meant to serve as an exhaustive list.
Potentially Recoverable Damages in a Miami Rideshare Accident
When you call Chalik & Chalik Injury Lawyers, we can take the time to assign a monetary value to each of your damages, even those that do not have a specified value.
You might be able to recover the cost of:
- Medical expenses, both future and ongoing
- Assistive devices, like crutches or a wheelchair
- Rehabilitative treatment
- Lost wages
- Diminished earning capacity
- Pain and suffering and inconvenience
- Emotional trauma
These costs, combined with your inability to work, can place a severe financial burden on you and your family. Chalik & Chalik Injury Lawyers can help you fight for justice by providing personal, honest representation.
How Our Team Can Help You
Establishing liability for your injuries requires reading through Uber and Lyft’s insurance policies and determining how they apply to you. For that reason alone, collisions involving a rideshare vehicle can quickly become complicated.
A Miami ridesharing accident lawyer can help you by:
- Managing the filing and paperwork involved in your case
- Identifying the liable party (or parties)
- Estimating the cost of your collision-related expenses
- Negotiating for a settlement that reflects your losses
- Consulting with third-party field experts to learn more about the collision
- Gathering evidence of negligence
- Handling communications with everyone involved
Our team can also file a lawsuit on your behalf, if necessary. Under Florida Statute § 95.11, you have four years from the date of the collision to bring your case to court. We can provide more information when you call us today.
Chalik & Chalik Injury Lawyers Can Serve as Your Legal Advocate
Our team offers services on a contingency-fee-basis. This means that we require no upfront payments to get started, and we only get paid our attorney’s fees if we win your case. The sooner you contact us, the faster we can get to work for you. To get started, call us today at (305) 944-2035.