Filing a car accident claim can be a stressful experience. You should feel confident in your insurance company’s promise to fulfill their contractual and legal obligations to resolve your claim fairly. Unfortunately, many people are disappointed and frustrated by their insurers when they are offered far less than their case is worth in a settlement. Some accident victims even face claim denials.
If you are worried about making a claim or believe it was unfairly denied, our Florida Direct Auto insurance claim lawyer can review your case for free and help you determine your legal options. When we take your case, we provide everything you need for your claim, so you don’t have to worry about gathering evidence, proving fault, or negotiating a fair settlement.
Your Insurance Claim Attorney Will Manage Every Aspect of Claiming With Direct Auto Insurance
From the moment you hire us, our Florida car insurance claim lawyer begins working on your case. Your well-being is important to us, and we will advocate for you throughout the claims process. When you trust our team to handle your case, we will talk to insurers so that you do not have to worry about what to say.
While you focus on arranging your healthcare and recovering from your accident, we handle day-to-day case administration. You do not need to worry about filing any paperwork while you’re healing from the accident.
We also support our clients by:
- Investigating the cause of the accident to establish fault
- Gathering evidence to build a strong claim
- Assessing the value of your physical, emotional, and financial damages
- Negotiating for an appropriate settlement for your current and anticipated loses
- Representing you in a civil lawsuit where required
Florida’s no-fault insurance laws and confusing insurance policy terms can make the claims process challenging. As such, many legitimate claims are unfairly delayed, undervalued, or flat-out denied. We help you cut through all that jargon and provide clear and effective advice about how best to proceed with your claim.
Why Our Clients Enjoy Working With Our Florida Lawyers
Unlike many other law firms, our firm allows you to work directly with our partners. Debi and Jason Chalik will manage your case directly. This unique level of individual attention helps us to build genuine connections with everyone we represent. Our clients love our honest, personal approach, and we are proud our hard work positively affects their lives. Here are a few kind words from former clients we worked with:
- “Mr. Chalik was extremely responsive and professional. His office kept us well informed as things progressed. He showed true concern about the status of my wife’s recovery from her injury. I highly recommend his firm and feel very comfortable in suggesting them when asked for recommendations”. – Fred Segal
- “Working with Debi was a great and stress free experience. She is extremely caring. Her staff is amazing and very responsive. Truly grateful to have worked with Debi. I highly recommend Chalik and Chalik to anyone needing an attorney who will fight for you best they can”. – Jennifer Burgos
Find a Florida Direct Auto Lawyer
Near Me (855) 529-0269
Common Issues that Can Arise in Direct Auto Insurance Claims
You may face issues when filing a car accident claim with Direct Auto. Unfortunately, there are many reasons why legitimate claims are not resolved. They usually fall within one or more of the categories below:
Unreasonable Delays in the Claim Process
If you feel your insurer is giving you the runaround, we can intervene and get things moving with your claim.
While some delays with the claim process are for legitimate reasons, if you feel you are forever waiting for your calls to be returned or that communication is lacking, you may have legitimate concerns. Conversely, if the insurance company is making unreasonable requests for information, this, too, can slow things down.
When you are injured in a car accident, you have to deal with the financial impact and the physical and emotional harm done. Insurance companies are aware of this pressure and may use it to their advantage by delaying claims, so policyholders are more inclined to accept the first offer made, which is rarely their best offer.
We can help you to evaluate your claim, so you do not accept an offer without knowing the full extent of your losses.
As insurance companies operate to generate profit, it is in their interest to reduce their financial risk in claims brought against them whenever possible. This could be achieved by offering to settle before the full extent of your injuries is known in the hope that you will want to resolve things quickly.
Other strategies include attempting to assign fault to reduce their exposure in a claim, questioning any delays in seeking treatment, or questioning whether you followed your treatment plan.
Unfairly Denied Claims and Bad Faith Insurance Practices
If your insurer refuses to honor your claim despite what it says in your policy, we can help you file a bad-faith insurance case.
When insurance companies act in bad faith, they engage in unfair business practices by violating the terms of your insurance policy. They can do this by misrepresenting policy language, denying a claim without reason, failing to investigate the accident, or making threatening statements.
If Direct Auto has failed to meet its contractual or legal obligations, we can help you to file a bad faith lawsuit to recover your financial damages. These damages can generally exceed the policyholder’s coverage limits.
Chalik & Chalik Direct Auto Lawyer Near Me (855) 529-0269
Contact Us for Help With Your Florida Direct Auto Insurance Claim
If you are worried about making an accident claim or are frustrated with how Direct Auto insurance treated you, the team at Chalik & Chalik Injury Lawyers is here to help you. To learn more about your legal options, contact us for a free consultation today. One of our team members can explain how our Florida Direct Auto insurance claim lawyer can help you.
Call or text Chalik & Chalik (855) 529-0269