After paying your AARP policy premiums faithfully, you might be surprised or frustrated if AARP denies your claim. An AARP car accident claims injury lawyer in Florida can explain how a myriad of Florida and federal laws are put in place to help you.
Hiring a lawyer can be a proactive next step toward asserting your right to coverage, no matter who caused the accident. Chalik & Chalik Injury Lawyers is here to help you and your loved ones during this difficult time. You can evaluate your options with a free case review by calling our office at (855) 529-0269 today.
How to Handle Your AARP Insurance Claim
After receiving an initial denial, there are a few steps that you can take to protect your rights while you explore your legal options:
- Ask the AARP insurance adjuster why your claim was denied
- Appeal the denial through its internal appeals process
- File your documents electronically and keep a copy
- Find out why your insurer will only cover a portion of your claim, if applicable
- Enlist the help of an AARP car accident claims injury lawyer in Florida
Your coverage should be available when you need it. However, AARP may push back on your claim request. A lawyer can help you formulate a plan to pursue damages for your covered losses. You do not have to face AARP alone.
We May Be Able to Pursue Damages for Your Covered Losses
In general, the compensation you may be eligible to receive from an AARP insurance claim is the sum total of your physical, mental, and emotional losses. If you lost a family member due to the negligence (Florida Statute § 768.28) of another driver and AARP is adding to your pain by withholding compensation, we offer our deepest sympathies and assure you that we will fight on your family’s behalf for the justice your loved one deserves.
You may be able to file for the following types of damages related to your injuries:
- Out-of-pocket costs
- Current and future medical costs
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Cost to replace damaged property
- Loss of life
- Loss of consortium
While the list above is not exhaustive, your AARP car accident claims injury lawyer in Florida will determine the value of your case and help you gather evidence to support your case and assert your right to coverage. You do not have to accept an offer that does not match your policy. The legal team at Chalik & Chalik Injury Lawyers is here to help you through every step of the claims process. Reach out to us today at (855) 529-0269.
What You Need to Know About Pursuing Insurance Claims
When your insurer wrongfully denies your claim, you likely feel frustrated and overwhelmed. An AARP car accident claims injury lawyer in Florida can help you hold your insurer accountable. A lawyer from our firm can help you pursue compensation for your car accident in the following situations:
- Side-impact collisions
- Rear-end accidents
- Sideswipe injuries
- Motor vehicle rollovers
- Head-on collisions
- Hit and runs
Typically, the above-referenced accidents involve some degree of negligence. Under Florida statutes, you have a right to receive compensation for injuries you suffered due to the negligence of another driver.
Our firm will handle the entire process from beginning to end. You do not have to accept an unreasonable offer that does not meet your insurance policy coverage.
How a Car Accident Claims Lawyer Can Help You
In addition to representing you and your loved ones and gathering evidence, our AARP car accident claims injury attorneys in Florida are prepared to:
- Visit the scene of the accident
- Collect witness depositions and expert testimony
- Valuate your damages
- Negotiate with insurers and relevant parties on your behalf
- Represent you in court, if necessary
- Provide legal counsel as new developments arise
- File paperwork within appropriate timelines
- Keep you updated at every stage of your case
Pursuing a legal claim is expensive. It is for this reason that Chalik & Chalik Injury Lawyers offers our services on a contingency fee basis to all clients. You do not owe us anything at all unless and until we win.
Statutes of Limitations May Affect Your Case
Florida state’s statute of limitations on personal injury lawsuit is four years. If you fail to file your lawsuit within this time limit, you may be unable to recover compensation.
If you lost a loved one in a car accident, you generally have two years to hold the responsible party liable. There may be exceptions to these statutes of limitations that could allow you to potentially work around these timelines. A lawyer can explain if these statutes of limitations are relevant to your circumstances.
Call Us Today for More Information at Chalik & Chalik Injury Lawyers
Instead of walking away and accepting an unfair offer to get your case over quickly, the legal team at Chalik & Chalik Injury Lawyers is ready to do whatever is necessary to pursue covered losses under your insurance policy. When you retain our firm, you will receive the direct representation of our partners, Jason and Debi Chalik. They can utilize the expansive network of resources at their disposal to help you and your family. Our firm prides itself on our personal and attentive approach to aiding our clients and our community, our elders included.
We invite you to call us for a free case assessment with no-obligation. Our team can help you understand what approach you may take for the best possible outcome given the circumstances. Call us today at (855) 529-0269 for more information.