If you’ve tried getting Geico to approve your car insurance claim, you know just how tedious the process can be. You might have to send a slew of emails, dig up paperwork, and play phone tag just to get a hold of a representative. While this is happening, your bills could be piling up, and you may not know how you’re going to pay them.
A Florida Geico car insurance claim lawyer can take handle all the details so you can save yourself some stress and put your focus on getting better. At Chalik & Chalik Injury Lawyers, we advocate for you and fight to get you compensation. Our process begins with a simple and free case evaluation so that you know what to expect.
Dealing With Geico’s Insurance Adjusters Can Be Challenging
Even in cases that seem simple, and even when the at-fault party’s insurance company investigates the claim, Geico could delay payment or deny your claim altogether. Then, if and when you choose to appeal the denial, you could end up waiting for days or weeks, only to go back to square one of the claims process.
It might be that Geico ends up approving your claim and paying some or all the money you’re due. However, getting there can be anything but easy. Before you can receive approval, Geico will use a team of insurance adjusters whose primary goal is to save the company money. To do this, they deny as many claims as possible and approve claims for minimum coverage amounts wherever possible.
Along with this, the adjusters will require substantial proof, which can be burdensome to produce when you’re already dealing with so much. Even so, Florida Statutes § 627.737 holds that insurance companies must provide protection so long as this burden of proof is met.
You Can Consult With an Attorney Before Speaking With a Geico Adjuster
A common tactic insurance adjusters can use to gather as much information as they can, looking for what they see as holes in your story or openings to show you were actually at fault for an accident. For this reason, it’s absolutely vital that you don’t give an adjuster any extra information. You can consult with an attorney before speaking with them.
You should also make sure that Geico cannot access your medical records. They may use what should be privileged information to argue against your case, hurting your chances of recovering compensation.
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A Florida Geico Car Insurance Claim Lawyer Can Help Appeal Denials
As with any other major life decision, it’s important that you have all the necessary information and take your time before deciding on a settlement. Your car insurance claim attorney could advise you on when to settle and when to fight for a higher amount.
If you accept a Geico insurance claim settlement, that decision is bound by law. You won’t be able to seek a higher amount later, so it pays to make an informed decision. It’s also important to get thorough medical care, as any future medical issues that pop up won’t be eligible for coverage once you take a settlement.
Insurance adjusters can urge you to accept a settlement as soon as possible, perhaps leading you to think there’s a Geico claim time limit. But it’s important to know that you have time to make a sound decision. Florida’s statute of limitations for injury lawsuits is generally four years, according to Florida Statutes § 95.11(3)(a), so you don’t need to be in any hurry to take a lower settlement offer.
Chalik & Chalik Geico Car Insurance Claims Lawyer Near Me (855) 529-0269
How Can Our Florida Geico Car Insurance Claim Lawyer Help?
Our attorney can bear the brunt of administrative tasks so that you don’t have to, and they can handle the insurance adjusters for you, also.
Your Lawyer Can Prevent Geico from Getting Your Statement
By reaching out to an attorney at our firm first, you can save yourself the pain of having Geico pick apart your car accident statement as they look for things to use against you. While it’s important that you work with Geico, there’s nothing that says you can’t speak with a lawyer first before providing information to the company.
An adjuster could take your words out of context wherever possible. For example, they may seem concerned about your well-being and ask how you’re feeling. If you say you’re doing better now, they may use this to argue that you don’t qualify for coverage.
Even if a car insurance attorney advises you to provide Geico with certain information, they can keep you off the phone and make sure they review everything so that you can make your best case for damages to Geico.
Your Lawyer Can Advise You on Damages and Fight for Them
A Florida Geico car insurance claim lawyer can take on your case and help you understand what your case is worth – and then recover compensation accordingly. An attorney can use their knowledge, experience, and resources to seek a favorable outcome for you.
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Why Should I Go With Chalik & Chalik Injury Lawyers?
Here at Chalik & Chalik Injury Lawyers, we’ve spent the past 25 years advocating for our clients throughout Florida and working to recover millions in compensation. We pride ourselves on open and honest communication and personal representation.
We know that a personal injury lawyer must be part attorney and part advocate and that as important as it is to recover compensation for you, we also need to be someone you can turn to when you need help.
For a free legal consultation with a Chalik & Chalik lawyer serving Florida, call (855) 529-0269
Our Florida Geico Car Insurance Claim Lawyers Are Ready to Help You Today
You aren’t alone if you’re having trouble working with Geico on your car insurance claim. Our team of Florida Geico car insurance claim lawyers is here and ready to review your situation and advise you on your next steps.
Get in touch with us here at Chalik & Chalik Injury Lawyers and get your free consultation today.
Call or text Chalik & Chalik (855) 529-0269