Car accidents can change your life in seconds. One minute you are driving down the road thinking about your daily errands and the next, you are dealing with expensive medical bills and lost wages. You might question who is going to cover these costs.
The injuries and damages associated with car accidents may get expensive. Working with a car accident lawyer in Vero Beach, FL, that is familiar with Florida’s car accident laws may help you get compensated for these costs.
Florida’s Car Accident Laws
It is necessary to understand Florida’s car accident laws to navigate the compensation process.
Florida’s No-Fault Laws
Florida is a no-fault car insurance state. This means that regardless of fault, you may seek compensation from your insurance provider. Florida requires every driver to carry personal injury protection (PIP) insurance and property damage liability (PDL) coverage.
If you are in a car accident in the state of Florida, you may seek compensation for your injuries from your insurance company. You may also seek compensation for damages to other vehicles through your insurance coverage.
The no-fault policy covers a maximum of $10,000 in personal injury and another $10,000 in property damage. A severe car accident with extensive injuries and damages could quickly exceed these maximum coverage amounts.
Filing a Car Accident Lawsuit
If your insurance coverage does not fully cover the injuries and damages incurred, it might make sense to seek compensation from the responsible party. We may seek these costs through a lawsuit.
When seeking compensation through a lawsuit, it is necessary to establish fault. The state of Florida is a pure comparative negligence state. This means that while you can still seek compensation for a car accident that you are partially to blame for, the court may reduce your compensation amount by the percentage that you are at fault.
Recoverable Car Accident Damages
Car accidents can be expensive. They often result in medical bills, rehabilitative fees, and damages. Florida allows us to recover the following damages:
- Current medical costs
- Future medical costs
- Emergency transportation fees
- Lost wages
- Health insurance deductible
- Funeral expenses
- Childcare costs
- Transportation costs
Expenses like pain and suffering, severe disfigurement, and wrongful death cases are often recovered through a third-party lawsuit.
Car Accident Statute of Limitations
We must also stay within Florida’s statute of limitations. Florida requires that we file all lawsuits within four years from the date of the accident. There are some details that can shorten or extend this time limit, so it is important to discuss your case with a car accident lawyer as soon as possible.
Additionally, we could lose valuable evidence if we wait too long to file a lawsuit. Witnesses can have a harder time recalling events and recollecting important details.
Complicated Car Accident Cases
Every car accident case is different. There are some details that can complicate the claims process. For example, if the other driver is not insured or there were illegal activities that led to the accident, the legal process may differ.
Vero Beach Car Accidents Lawyer Near Me (855) 529-0269
How We Can Assist You With Your Car Accident Case
It is normal to have a lot of questions following a car accident. A complimentary consultation gives you the opportunity to get answers to your questions. It also allows us to get to know the details of your case and to possibly speak about the next steps to take in your case. When we work with you, we fight to get you the compensation that you deserve.
Handle Communication With Insurance Companies
The insurance claims process should be quick and easy. However, this is not always the case. While it is important to follow the insurance company’s guidelines, it is also important that you are fairly and timely compensated. We will assist you in communicating with the insurance company while you focus on your health.
We will assist you in collecting the required documents while also meeting insurance-set guidelines. It is possible that your insurance provider has specific requirements including time limits on when you must file your claim, when you must seek medical care, and who you can use for medical care or vehicle repairs.
We also understand that car accident injuries can get expensive. If you are not currently working, you might feel overwhelmed at the costs adding up. We fight to get you compensated in a timely manner.
File a Lawsuit
If it makes sense for your case, we will file a lawsuit to get compensation from the responsible party. We can assist you in collecting any important documentation that might be useful to determine fault and show the extent of your damages, including:
- Police report
- Witness statements
- Medical reports
- Income statements
- Claims adjuster report
A Car Accident Lawyer in Vero Beach, FL, May Be Able to Help
Chalik & Chalik Injury Lawyers can help you by negotiating with the insurance company on your behalf, collecting evidence to establish fault in a car accident, and ultimately pursue compensation for your losses. We can answer your questions about the legal process along the way.
A car accident lawyer in Vero Beach, FL, from Chalik & Chalik Injury Lawyers wants to hear from you. Set up your free case consultation today.
Call us at 772-360-4210.