Taking Legal Action after a Car Accident While Working
While not all jobs in Florida require that an employee operate a motor vehicle while on the job, many do. Most frequently, truck drivers or other industries that are responsible for transporting goods or products – such a delivery service – rely on automobiles to get their jobs done. Sometimes, car accidents on the job happen. Following a workplace car accident, you can take action to claim benefits and damages.
Workplace Car Accident Injuries
The majority of workers involved in car accidents are those who are operating motor vehicles themselves. Sometimes, though, a worker who is a pedestrian – such as a construction worker at a worksite – may be involved in a car accident. When a car accident occurs, injuries can be devastating.
Some types of injuries resulting from a car accident are listed below.
- Neck injuries
- Back injuries
- Spinal cord injuries
- Head and traumatic brain injuries
- Psychological injuries (depression, anxiety, post-traumatic stress)
- Bruises, lacerations, and abrasions
- Facial injuries
- Internal injuries
- Broken bones
A workplace car accident injury can cause a worker to face expensive medical bills, and may prevent him or her from returning to work temporarily or permanently. When any type of accident occurs while a person is performing job-related tasks, a worker can file a claim for workers’ compensation.
Florida Workers’ Compensation
Nearly all employers are required to carry workers’ compensation insurance for their employees. Workers’ compensation is designed to provide benefits in the following forms.
- Medical benefits
- Lost wages
- Death benefits to those (or the family of those) injured or killed in a workplace accident
If you’ve been injured in a car accident while working, the first thing that you need to do after seeking medical attention is to report the incident to your employer. If you fail to report the accident within 30 days of its occurrence, your claim for benefits may be denied. Your employer should then report the accident to the company’s insurance provider and you can start the claims process to recover benefits.
Filing a Third-Party Liability Claim for Damages
In addition to filing a claim for workers’ compensation with your employer, you may also be able to file a personal injury claim for damages if a third party was involved and responsible for the accident. A third-party liability claim can be filed when a third party – a party other than the employer or a co-worker – is responsible for an accident.
For example, if a defective tire caused your car accident, you may be able to sue the tire manufacturing company. Or, if you were involved in a pedestrian accident, you may be able to sue the driver of the car that hit you. If you were involved in a wreck with another motorist, you may pursue a car accident claim against the at-fault driver.
If you decide to pursue a third-party liability claim for damages, Florida state statute 95.11 provides you with four years from the time of the accident to do so. A third-party liability claim can help you to recover damages for emotional suffering, lost wages, and all of your medical expenses. If you’ve lost a loved one in a workplace car accident, you can file a third-party liability suit for wrongful death.
Speak with a Work Injury Attorney Today
After a workplace car accident, you need an advocate on your side who will fight for your rights and help you recover the compensation that you need to get your life back on track. Whether you need assistance filing a claim for workers’ compensation or filing a third-party liability suit, the attorneys at Chalik & Chalik can help. To reach us now, call today at 855-529-0269.