What to Do if You Have Been Injured in a Florida Car Wreck by an Uninsured Driver
No one expects to be injured in a Florida car accident. However, you can always prepare for this unlikely instance beforehand and protect your legal rights afterward.
One of the most difficult things victims of Florida car wrecks can face is being injured in an accident with a negligent driver who does not have insurance. This is relatively common, occurring in approximately one out of every seven instances.
Although Florida law explicitly states that all drivers must carry insurance, some people willingly neglect to adhere to these regulations. As a result, all of the people they injure in inevitable Florida car crashes are not covered.
In normal cases, those injured by negligent drivers have the legal right to recover damages after the fact. This financial compensation may cover your medical bills, ongoing care or physical therapy, missed time at work and much more. Without an insurance company liable, this is not possible.
However, if you or a loved one has been injured by an uninsured motorist, do not despair. You still have options, and a Fort Lauderdale car accident lawyer with experience in these types of cases can help you proceed.
To start, you may be able to file a claim against the driver themselves. Since not having insurance is most common among the poor who cannot afford the monthly payments, this approach is not always fruitful. But this is not always the case either.
You may also be able to file a claim with your own insurance company if you have coverage for uninsured drivers, which can cover your related costs. If you do not have this option available or your insurance company is reluctant to pay, you may be able to file a suit against them.