Florida’s No-Fault Insurance and What it Means for Your Bicycle Accident

Bicycle accidents in Florida are prevalent and are most often due to bike-car collisions. Bicycle riders are at great risk for serious injury or even death in these kinds of wrecks. What is important to be aware of if you should be involved in a bicycle accident is that you may make claims with your car insurance company.

Florida is a no-fault insurance state, which means that your insurance company is responsible for providing personal injury protection. In other words, if you should be in a Florida bicycle crash, your car insurance company must pay, by law, for damages suffered.

Some of these include medical expenses, lost wages, and the cost of replacement services, such as babysitting and house and lawn care. If the negligent driver that caused your accident does not carry car insurance, or even if the driver does, the law allows a cyclist to file a claim to recover damages.

Because injured parties are covered through the involved party's insurance companies, Florida's no-fault law limits legal action against the at-fault driver. However, if the injuries are debilitating over the long term, action can be taken against them to receive compensation.

Each circumstance will be unique surrounding a Florida bicycle accident, and may require legal action against an at-fault driver, in order to cover the costs of a devastating accident. You should not feel bad about taking immediate action to make this happen.

If you think you may be eligible to recover damages from a bicycle accident, it is advised that you contact a lawyer first. An experienced attorney can fight against the insurance companies and those responsible to earn you the compensation you deserve.

For more information about your legal rights, call the Fort Lauderdale accident attorneys of Chalik & Chalik today for a free consultation about your case. You can reach us by calling toll-free (888) 539-5297 or by filling out the form on this page.