A few facts about Florida auto insurance laws:
All drivers are required to have a minimum amount of $10,000 personal injury coverage and $10,000 property damage liability.
Your personal injury protection (PIP) will cover you and your passengers for any medical expenses after a car accident.
Your property damage liability (PDL) will cover your own property damages (including your own vehicle) after a car accident.
Under Florida law, your insurance should pay for your own medical expenses and vehicle replacement or repair. Depending on your policy, it may even cover lost wages, medications, specialized doctor's visits and rehabilitation.
However, if you have been seriously injured in an accident, you can still sue the other driver. Victims who have suffered loss of major bodily function, disfigurement or permanent injuries may sue for unnecessary pain and suffering as a result of the crash.
If another driver caused a debilitating injury to your family, we can help. Call Chalik & Chalik today at 888-539-5297 to speak with an experienced Fort Lauderdale auto accident lawyer.
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