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11/9/2011
Chalik & Chalik
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What Does Florida’s “No-Fault” Insurance Law Mean?

"No-fault" insurance laws were created as a way of keeping small claims out of court and keeping insurance prices low. Basically, if you are involved in a Florida car accident, you agree to pay your own expenses and the other driver agrees to pay for his.

 

A few facts about Florida auto insurance laws:

  • All drivers are required to have a minimum amount of $10,000 personal injury coverage and $10,000 property damage liability.

 

  • Your personal injury protection (PIP) will cover you and your passengers for any medical expenses after a car accident.

 

  • Your property damage liability (PDL) will cover your own property damages (including your own vehicle) after a car accident.

Under Florida law, your insurance should pay for your own medical expenses and vehicle replacement or repair. Depending on your policy, it may even cover lost wages, medications, specialized doctor's visits and rehabilitation.

 

However, if you have been seriously injured in an accident, you can still sue the other driver. Victims who have suffered loss of major bodily function, disfigurement or permanent injuries may sue for unnecessary pain and suffering as a result of the crash.

 

If another driver caused a debilitating injury to your family, we can help. Call Chalik & Chalik today at 888-539-5297 to speak with an experienced Fort Lauderdale auto accident lawyer.

 



Category: Car Accidents



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Chalik & Chalik is available for consultation in Plantation, Fort Myers, Boca Raton, Port St. Lucie, Fort Lauderdale, Hollywood, Palm Beach County, Vero Beach, Miami Dade County, Coral Spring, Brevard County, Lake Sumter, Coral Gables, Pompano Beach, Volusia County, and Orlando.

We serve clients throughout Florida, including the following cities and counties:

Counties: Miami-Dade County, Broward County, Palm Beach County, Brevard County, Indian River County, St. Lucie County, Martin County, Okeechobee County, and Volusia County.

Cities: Port St. Lucie, Orlando, Jupiter, Palm Beach, West Palm Beach, Lake Worth, Boynton Beach, Delray Beach, Boca Raton, Coconut Creek, Coral Springs, Tamarac, Sunrise, Plantation, Pompano Beach, Fort Lauderdale, Davie, Hollywood, North Miami Beach, Miami Beach, Miami, Homestead, and Fort Myers.



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