Florida ranks as having one of the highest numbers of underinsured and uninsured motorists in the nation. What this means for you is if you are hit by someone without insurance and no assets in Florida, then you must cover your own expenses in the case of a costly injury. Anything that exceeds your policy limits will be paid out-of-pocket. In the case of a serious or permanent injury, the costs may be significant.
Underinsured and uninsured motorist insurance protects you if you should be hit by another driver that has little or no insurance and you are seriously injured. These types of Florida car accidents happen more frequently than we would like to believe.
The criteria for eligibility with underinsured and uninsured motorist insurance include:
- Exhausting all compensation from your own insurance company, as Florida is a no-fault insurance state
- Not being at-fault in an accident
- Using limits of at-fault driver's insurance if there is any available
Once the criteria are met, then you are able to access compensation from your additional uninsured and underinsured motorist insurance.
If you have been a victim of a serious car accident, the right attorney can help you recover the damages you deserve. Cases involving insurance companies may be complicated and difficult to manage without the knowledge and experience of good legal representation.
The financial compensation you may be able to earn in these cases can cover your medical bills and more. Call the
Fort Lauderdale personal injury lawyers of Chalik & Chalik today at (888) 539-5297 or fill out the form on this page to schedule a free consultation.
Category: Car Accidents
Speak Spanish? Please visit our website, http://www.floridaabogado.com/.Chalik & Chalik is available for consultation in Plantation, Fort Myers, Boca Raton, Port St. Lucie, Fort Lauderdale, Hollywood, Palm Beach County, Vero Beach, Miami Dade County, Coral Spring, Brevard County, Lake Sumter, Coral Gables, Pompano Beach, Volusia County, and Orlando. We serve clients throughout Florida, including the following cities and counties:Counties: Miami-Dade County, Broward County, Palm Beach County, Brevard County, Indian River County, St. Lucie County, Martin County, Okeechobee County, and Volusia County.
Cities: Port St. Lucie, Orlando, Jupiter, Palm Beach, West Palm Beach, Lake Worth, Boynton Beach, Delray Beach, Boca Raton, Coconut Creek, Coral Springs, Tamarac, Sunrise, Plantation, Pompano Beach, Fort Lauderdale, Davie, Hollywood, North Miami Beach, Miami Beach, Miami, Homestead, and Fort Myers.
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