The Driver Who Caused Your Accident May Be Uninsured or Underinsured
Florida has a strict law concerning auto insurance. All registered drivers in the state are required to have a minimum amount of insurance, which ensures that the victims of wrecks these drivers cause are covered for the costs of their injuries.
However, in direct opposition to this law, many drivers do not carry the minimum amount of insurance, or in some cases, carry no insurance at all. These drivers are typically low-income or poor people, who need to drive but cannot afford the monthly cost of insurance.
Recent statistics show that over 14 percent of all drivers on the road in the U.S. are uninsured, giving you a one in seven chance of encountering an uninsured driver if you are injured in a wreck on area roads.
What should you do if you are injured in a Florida car accident with an uninsured driver? You have numerous possible options:
- File a claim on their personal assets
- File a claim with your own insurance company
- File a suit against your own insurance company
If you are successful, you may be able to earn financial compensation for your medical bills, ongoing care or physical therapy, lost wages from missed time at work and even instances of pain or emotional suffering.
Your first step should be to call a Fort Lauderdale car accident lawyer with experience handling these types of cases. They can review the details of the accident and look at your insurance company contracts, advising you on the best way to proceed.
To schedule a free consultation with one of the Fort Lauderdale car accident attorneys of Chalik & Chalik, call toll free (888) 539-5297. There is no obligation to hire us to represent you, and you pay nothing unless you win your case.